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	<title>Growth &#187; saving</title>
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		<title>Financial Planning : About Certified Financial Planners</title>
		<link>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-about-certified-financial-planners-2</link>
		<comments>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-about-certified-financial-planners-2#comments</comments>
		<pubDate>Fri, 05 Mar 2010 07:35:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[smart growth management]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[budgets]]></category>
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		<category><![CDATA[debts]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[flow]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[management]]></category>
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		<guid isPermaLink="false">http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-about-certified-financial-planners-2</guid>
		<description><![CDATA[Certified financial planners are people who are licensed in the insurance or securities business, and they have generally taken some type of advanced training to gain a better understanding of how money is used. Learn about using caution when using certified financial planners with help from a financial services specialist in this free video on [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/U-os0VIPBAU/2.jpg" align="left">Certified financial planners are people who are licensed in the insurance or securities business, and they have generally taken some type of advanced training to gain a better understanding of how money is used. Learn about using caution when using certified financial planners with help from a financial services specialist in this free video on certified financial planners.</p>
<p>Expert: William Rae<br />
Contact: www.hbwfl.com<br />
Bio: William Rae has been licensed in the insurance and financial fields for over 30 years.<br />
Filmmaker: Christopher Rokosz</p>
<p>Duration : <b>0:2:8</b></p>
<p><span id="more-339"></span><br />[youtube U-os0VIPBAU]</p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Financial Planning : How to Increase Cash Flow</title>
		<link>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-increase-cash-flow</link>
		<comments>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-increase-cash-flow#comments</comments>
		<pubDate>Wed, 24 Feb 2010 07:20:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[smart growth management]]></category>
		<category><![CDATA[accounting]]></category>
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		<category><![CDATA[debts]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[flow]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[managing]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[save]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[smart]]></category>

		<guid isPermaLink="false">http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-increase-cash-flow</guid>
		<description><![CDATA[In order to increase cash flow on a personal level, an individual needs to bring more money into his house by working more hours or becoming more valuable in his salaried position. Find out what responsible spending has to do with increasing cash flow with help from a financial services specialist in this free video [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/69_qmHcls78/2.jpg" align="left">In order to increase cash flow on a personal level, an individual needs to bring more money into his house by working more hours or becoming more valuable in his salaried position. Find out what responsible spending has to do with increasing cash flow with help from a financial services specialist in this free video on increasing cash flow.</p>
<p>Expert: William Rae<br />
Contact: www.hbwfl.com<br />
Bio: William Rae has been licensed in the insurance and financial fields for over 30 years.<br />
Filmmaker: Christopher Rokosz</p>
<p>Duration : <b>0:1:59</b></p>
<p><span id="more-304"></span><br />[youtube 69_qmHcls78]</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Planning : How to Begin Financial Planning</title>
		<link>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-begin-financial-planning</link>
		<comments>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-begin-financial-planning#comments</comments>
		<pubDate>Thu, 18 Feb 2010 06:24:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[smart growth management]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[flow]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[managing]]></category>
		<category><![CDATA[money]]></category>
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		<category><![CDATA[smart]]></category>

		<guid isPermaLink="false">http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-begin-financial-planning</guid>
		<description><![CDATA[Financial planning begins with having knowledge of your income, how much is being spent and figuring out how to budget this money. Find out how to adjust to being under budget or over budget with help from a financial services specialist in this free video on financial planning.
Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/Dm5q4NttH7w/2.jpg" align="left">Financial planning begins with having knowledge of your income, how much is being spent and figuring out how to budget this money. Find out how to adjust to being under budget or over budget with help from a financial services specialist in this free video on financial planning.</p>
<p>Expert: William Rae<br />
Contact: www.hbwfl.com<br />
Bio: William Rae has been licensed in the insurance and financial fields for over 30 years.<br />
Filmmaker: Christopher Rokosz</p>
<p>Duration : <b>0:2:16</b></p>
<p><span id="more-271"></span><br />[youtube Dm5q4NttH7w]</p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Financial Planning : About Roth Financial Planners</title>
		<link>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-about-roth-financial-planners</link>
		<comments>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-about-roth-financial-planners#comments</comments>
		<pubDate>Mon, 15 Feb 2010 09:33:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[smart growth management]]></category>
		<category><![CDATA[accounting]]></category>
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		<category><![CDATA[bills]]></category>
		<category><![CDATA[budgets]]></category>
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		<category><![CDATA[financial]]></category>
		<category><![CDATA[flow]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[managing]]></category>
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		<guid isPermaLink="false">http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-about-roth-financial-planners</guid>
		<description><![CDATA[A Roth financial planner is someone who helps with the planning of a Roth IRA, which is a vehicle that can be used to set money aside for retirement. Discover why financial planners don&#8217;t typically work with only Roth IRAs with help from a financial services specialist in this free video on Roth financial planning.
Expert: [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/qHhN7otMthg/2.jpg" align="left">A Roth financial planner is someone who helps with the planning of a Roth IRA, which is a vehicle that can be used to set money aside for retirement. Discover why financial planners don&#8217;t typically work with only Roth IRAs with help from a financial services specialist in this free video on Roth financial planning.</p>
<p>Expert: William Rae<br />
Contact: www.hbwfl.com<br />
Bio: William Rae has been licensed in the insurance and financial fields for over 30 years.<br />
Filmmaker: Christopher Rokosz</p>
<p>Duration : <b>0:2:13</b></p>
<p><span id="more-255"></span><br />[youtube qHhN7otMthg]</p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Financial Planning : Tips on How to Save Money</title>
		<link>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-tips-on-how-to-save-money</link>
		<comments>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-tips-on-how-to-save-money#comments</comments>
		<pubDate>Sat, 13 Feb 2010 00:14:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[smart growth management]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[flow]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[managing]]></category>
		<category><![CDATA[money]]></category>
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		<category><![CDATA[smart]]></category>

		<guid isPermaLink="false">http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-tips-on-how-to-save-money</guid>
		<description><![CDATA[In order to save money, a person must have an understanding of how much money she is bringing home and where this money is being spent. Discover how the creation of a budget will help people to save money with help from a financial services specialist in this free video on saving money.
Expert: William Rae
Contact: [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/FsxPcgj5MDA/2.jpg" align="left">In order to save money, a person must have an understanding of how much money she is bringing home and where this money is being spent. Discover how the creation of a budget will help people to save money with help from a financial services specialist in this free video on saving money.</p>
<p>Expert: William Rae<br />
Contact: www.hbwfl.com<br />
Bio: William Rae has been licensed in the insurance and financial fields for over 30 years.<br />
Filmmaker: Christopher Rokosz</p>
<p>Duration : <b>0:2:20</b></p>
<p><span id="more-233"></span><br />[youtube FsxPcgj5MDA]</p>
]]></content:encoded>
			<wfw:commentRss>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-tips-on-how-to-save-money/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Financial Planning : Best Ways to Pay Off Debts</title>
		<link>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-best-ways-to-pay-off-debts</link>
		<comments>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-best-ways-to-pay-off-debts#comments</comments>
		<pubDate>Sat, 06 Feb 2010 03:22:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[smart growth management]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[flow]]></category>
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		<guid isPermaLink="false">http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-best-ways-to-pay-off-debts</guid>
		<description><![CDATA[The best way to pay off debt is to create a budget so that it&#8217;s clear how long it will take to pay off the debt. Learn about restructuring rates on money that is owed to others with help from a financial services specialist in this free video on paying off debts.
Expert: William Rae
Contact: www.hbwfl.com
Bio: [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/NjkFTTs4gBU/2.jpg" align="left">The best way to pay off debt is to create a budget so that it&#8217;s clear how long it will take to pay off the debt. Learn about restructuring rates on money that is owed to others with help from a financial services specialist in this free video on paying off debts.</p>
<p>Expert: William Rae<br />
Contact: www.hbwfl.com<br />
Bio: William Rae has been licensed in the insurance and financial fields for over 30 years.<br />
Filmmaker: Christopher Rokosz</p>
<p>Duration : <b>0:3:0</b></p>
<p><span id="more-213"></span><br />[youtube NjkFTTs4gBU]</p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Financial Planning : How to Cut Household Expenses</title>
		<link>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-cut-household-expenses</link>
		<comments>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-cut-household-expenses#comments</comments>
		<pubDate>Sat, 23 Jan 2010 03:52:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[smart growth management]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[bills]]></category>
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		<category><![CDATA[cash]]></category>
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		<category><![CDATA[financial]]></category>
		<category><![CDATA[flow]]></category>
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		<guid isPermaLink="false">http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-cut-household-expenses</guid>
		<description><![CDATA[In order to cut household expenses, a person or family must first create a budget to to gain a better understanding of what they are spending money on. Find out how to use coupons to save money around the house with help from a financial services specialist in this free video on budgets.
Expert: William Rae
Contact: [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/V_-3UUQc83Y/2.jpg" align="left">In order to cut household expenses, a person or family must first create a budget to to gain a better understanding of what they are spending money on. Find out how to use coupons to save money around the house with help from a financial services specialist in this free video on budgets.</p>
<p>Expert: William Rae<br />
Contact: www.hbwfl.com<br />
Bio: William Rae has been licensed in the insurance and financial fields for over 30 years.<br />
Filmmaker: Christopher Rokosz</p>
<p>Duration : <b>0:2:33</b></p>
<p><span id="more-166"></span><br />[youtube V_-3UUQc83Y]</p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Financial Planning : How to Prevent Creative Accounting</title>
		<link>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-prevent-creative-accounting</link>
		<comments>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-prevent-creative-accounting#comments</comments>
		<pubDate>Sat, 16 Jan 2010 02:15:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[smart growth management]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[flow]]></category>
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		<guid isPermaLink="false">http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-prevent-creative-accounting</guid>
		<description><![CDATA[Creative accounting is typically a term that is used euphemistically to describe bookkeeping and accounting practices that involve positioning assets to make things look differently than they really are. Learn about the damage that creative accounting can cause with help from a financial services specialist in this free video on creative accounting.
Expert: William Rae
Contact: www.hbwfl.com
Bio: [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/7maKJ_hLrY8/2.jpg" align="left">Creative accounting is typically a term that is used euphemistically to describe bookkeeping and accounting practices that involve positioning assets to make things look differently than they really are. Learn about the damage that creative accounting can cause with help from a financial services specialist in this free video on creative accounting.</p>
<p>Expert: William Rae<br />
Contact: www.hbwfl.com<br />
Bio: William Rae has been licensed in the insurance and financial fields for over 30 years.<br />
Filmmaker: Christopher Rokosz</p>
<p>Duration : <b>0:2:18</b></p>
<p><span id="more-151"></span><br />[youtube 7maKJ_hLrY8]</p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Financial Planning : Advantages &amp; Disadvantages of Debit Cards</title>
		<link>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-advantages-disadvantages-of-debit-cards</link>
		<comments>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-advantages-disadvantages-of-debit-cards#comments</comments>
		<pubDate>Fri, 15 Jan 2010 13:04:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[smart growth management]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[flow]]></category>
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		<category><![CDATA[management]]></category>
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		<guid isPermaLink="false">http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-advantages-disadvantages-of-debit-cards</guid>
		<description><![CDATA[Disadvantages of debit cards include the fact that money can&#8217;t be spent unless it is contained within the account for the debit card. Learn about the fees that can be attached to debit cards, as well as other disadvantages and advantages with help from a financial services specialist in this free video on debit cards.
Expert: [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/n--iSSTgxr4/2.jpg" align="left">Disadvantages of debit cards include the fact that money can&#8217;t be spent unless it is contained within the account for the debit card. Learn about the fees that can be attached to debit cards, as well as other disadvantages and advantages with help from a financial services specialist in this free video on debit cards.</p>
<p>Expert: William Rae<br />
Contact: www.hbwfl.com<br />
Bio: William Rae has been licensed in the insurance and financial fields for over 30 years.<br />
Filmmaker: Christopher Rokosz</p>
<p>Duration : <b>0:2:41</b></p>
<p><span id="more-141"></span><br />[youtube n--iSSTgxr4]</p>
]]></content:encoded>
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		<title>Financial Planning : How to Organize Bills</title>
		<link>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-organize-bills</link>
		<comments>http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-organize-bills#comments</comments>
		<pubDate>Fri, 15 Jan 2010 13:02:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[smart growth management]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[flow]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[managing]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[planning]]></category>
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		<guid isPermaLink="false">http://www.cheshiresmartgrowth.org/smart-growth-management/financial-planning-how-to-organize-bills</guid>
		<description><![CDATA[In order to organize one&#8217;s bills, an individual will want to set up a budget and record everything that they spend money on. Learn about weighing spending habits against monthly income with help from a financial services specialist in this free video on organizing bills.
Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/M8P8QN_fiSs/2.jpg" align="left">In order to organize one&#8217;s bills, an individual will want to set up a budget and record everything that they spend money on. Learn about weighing spending habits against monthly income with help from a financial services specialist in this free video on organizing bills.</p>
<p>Expert: William Rae<br />
Contact: www.hbwfl.com<br />
Bio: William Rae has been licensed in the insurance and financial fields for over 30 years.<br />
Filmmaker: Christopher Rokosz</p>
<p>Duration : <b>0:2:19</b></p>
<p><span id="more-131"></span><br />[youtube M8P8QN_fiSs]</p>
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